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Portfolio Management Near Melbourne, FL

Rossi & Associates

At Rossi & Associates, located near Melbourne, FL, we reach new heights in client care. You will never be left wondering what is happening with your financial plan. We reach out to our clients regularly to ensure that their questions are answered, and we return calls promptly. We take pride in helping our clients achieve financial security. You will have peace of mind knowing that at Rossi & Associates, we put your needs ahead of our own. Our fiduciary promise is to act in good faith and loyalty to our clients, always putting our clients first. Is your portfolio getting the attention that it needs? Our team can help manage it so that you can reach your financial goals!

What is Portfolio Management?

Portfolio management is the selection, prioritization, and management of your assets while staying in line with your objectives including the capacity to deliver returns. We seek to remain flexible enough with your financial strategy to handle while optimizing the return on your investments. Proper portfolio management involves building and overseeing a selection of investments which meets your long-term financial goals and risk. Active portfolio management involves the strategic buying and selling of stocks and other assets.

Who is Responsible for Portfolio Management?

Portfolio Managers are primarily responsible for building, maintaining, and managing investment allocations for their clients. A Portfolio Manager oversees the daily management of investment portfolios on your behalf. Whether you’re aware of it or not, an effective Portfolio Manager is always working on your behalf.

What are the Key Elements of Portfolio Management?

  • Effective Diversification – Holding different asset classes helps to steer you towards diversification, but it only scratches the surface. In order to obtain meaningful benefits of diversification, you must go beyond asset allocation. Building effective diversification requires considering an asset’s underlying source of risk.
  • Active Management – Through monitoring of global markets, investors can avoid economic bubbles and simply take advantage of potential opportunities for growth.
  • Cost Efficiency – Paying fees is part of life. However, the value of a good Portfolio Manager will cover the cost of fees over time. Essentially, financial advisement pays for itself when you have a professional who knows what they are doing and increases the value of your portfolio. The benefits outweigh the costs.
  • Tax Efficiency – How much of your money will you get to keep? Incorporating tax-efficient strategies in investment management is a key component to effective portfolio management. A good Portfolio Manager will help you increase your use of tax-advantaged vehicles.

These are just some of the factors to consider when thinking about portfolio management. Find and choose a Portfolio Manager who is effective, efficient, and knows what they are doing.

Increasing Your Portfolio Value

There is no one-size-fits-all approach to investing. Each individual person or institution has their own ideas of what successful investing looks like. Each unique person has their own dreams, goals, and needs. Invest as early as you can, save as much as possible, optimize risk as well as return via asset allocation and diversification, and keep your investment taxes mitigated. These are the foundational factors in increasing your portfolio value and ultimately building your overall wealth.

Determining Portfolio Risk

Risk is defined as the chance that an outcome or investment’s gains will differ from the expected outcome or return. Risk includes the possibility of losing some or even all of an investment. A portfolio’s total risk is measured by the standard deviation of returns and consists of systematic and unsystematic risk. Standard deviation gives an indication of the volatility of asset prices in comparison to historical averages. There are several types of risk and several ways it can be quantified for analytical assessments. A good Portfolio Manager will ensure that your portfolio is well-diversified and at a level of risk which matches your goals and desired outcomes.

Key Takeaways

Portfolio Management is a key component of your overall financial success. A Portfolio Manager will help you understand all there is to know about your financial portfolio. At Rossi & Associates, near Melbourne, FL, we have a team who cares are you and your financial future. Is your portfolio getting the attention that it needs? Our team can help manage it so that you can reach your financial goals!

Equity investments involve risk including the potential for loss of a part or all of principal invested. Investments are inherently risky and will fluctuate with changes in market conditions.  Asset allocation, which is driven by complex mathematical models, should not be confused with the much simpler concept of diversification.  Asset allocation mitigates risk, it does not guarantee future performance.  There are no guarantees any investment or strategy will meet its intended objective.

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